Self sabotage
I am about 30k in debt, and 10 k I have to pay up pretty soon. The credit card may have high interest, I am not sure because I didn't check when I applied for it. I have made an irrational decision and waited long enough to come to this point. I am not sure why I arrived at this point but here I am.
I believe the reason for my irrational behavior was due to self-sabotage. I for some reason want to put myself in a high-pressure procrastinating situation, which I have been in before.
Also, I reflected that I was in a similar situation when I finally started making profits from my drop shipping business, I just stopped working. Such irrational self-sabotage behavior is frustrating and irritating.
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